How do I apply for a Dick’s Sporting Goods credit card?

Q. I can’t find a Dick’s credit card application online. Do I have to go to one of their stores to apply?

Adam answers:

No. You can apply for a Dick’s credit card via the Dick’s mobile site or inside a Dick’s store. For some reason, though, Dick’s does not offer a traditional online application for desktop computers.

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Does Miracle-Gro expire?

Q. If I’ve had Miracle Gro sitting around a long time, does it expire? I don’t see an expiration date.

Adam answers:

According to Scotts, the maker of Miracle-Gro, it has an indefinite shelf life, Continue reading

What are some credit cards like Merrick Bank?

Q. Who offers credit cards similar to Merrick Bank?

Adam answers:

Merrick Bank is generally known for offering credit cards to consumers with bad credit histories, though it does offer some cards to those with average credit. You may be invited to apply for an unsecured Merrick Bank credit card, or you can apply online for a Merrick Bank secured Visa card (which, unlike the unsecured card, requires a security deposit).

So, to answer your question, credit cards like Merrick Bank are generally secured credit cards, partially secured credit cards, or unsecured cards geared toward those with poor or below average credit histories, including:

  • Capital One Secured MasterCard – This is a partially secured credit card, meaning that you must make a security deposit to get it, but your credit line may be higher than the amount you’ve deposited.
  • Capital One Platinum Mastercard – No-frills unsecured credit card with a fairly high interest rate, but it has no annual fee and does not require a security deposit.
  • BankAmericard Secured Credit Card – This credit card requires a security deposit, and your actual credit line may be equal to or greater than the amount you deposit. After 12 months your security deposit might be returned if your payment history and overall credit score are good enough.

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What is the Walmart Credit Card Payment Mailing Address?

Q. Where do I mail in my payment on a Walmart credit card?

Adam answers:

Most Walmart credit cards are now issued in partnership with Capital One, so you probably will be paying using the following address:

Walmart Credit Card/Capital One
Attn: Payment Processing
PO Box 71083
Charlotte, NC 28272-1083

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Do pharmacies accept Care Credit?

Q. Can I use my Care Credit card at my pharmacy to pay for prescriptions or other medical needs?

Adam answers:

That depends on the pharmacy. You can use Care Credit at Walgreens pharmacies, Walmart pharmacies, Sam’s Club pharmacies, Rite Aid pharmacies, and Duane Reade pharmacies. If you go to another pharmacy, no.

Care Credit initially existed as a way for you to make payments to a medical Continue reading